Buying a home is a major financial undertaking, so much so that a growing number of Americans are struggling to meet that milestone.

Tchamba free gay dating near geneva ny 1. Rework your budget You might think its hard to save money , but if you're willing to take a long, hard look at your budget, you'll probably come to find that there are some expenses you can manage to cut. 2. Get a side hustle

If you're willing to put in the time, that second gig could help you save some serious cash.

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Though having a strong credit score won't help you come up with a down payment, it will help you qualify for the best possible mortgage rate available, thus making the prospect of homeownership more affordable on the whole.


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Though this should only be used as a last resort, if you're really having a hard time saving for a home but are tired of throwing out money on rent, you have the option to remove up to $10,000 from an existing IRA in order to purchase your first home.